Since Auto Credit Ohio is not a direct lender we cannot help with person to person car financing, or auto loan refinancing. We can, however, get you approved to buy a new or used car at a local new car dealer like Chevrolet, Honda, and Chrysler, or if you prefer, an Dayton buy here pay here used car lot.
It's simple to qualify for a car loan with bad credit in Dayton, Ohio, in general all you need is:
Full time regular employment
With Auto Credit Ohio you'll get a fast approval with completive rates. Our Dayton dealership finance managers use state of the art equipment to match your credit application, credit report, and budget with available bank resources. After your approved just visit an affiliated car lot in your local community, select a new or used car, and close your finance loan. Apply online today.
Budget
Car Sales
If you need a car and cannot afford a new one there are dealerships that will assist you getting you into a cheap used car. Many dealerships have budget car sales that have low prices. The dealerships want these cars sold as quickly as possible to allow room for the new models.
You will find that whether you have good credit or bad credit you can get an unbelievably good deal by purchasing an older car. People who buy new cars or a newer used cars often have a used vehicle that they trade-in. These vehicles remain on the dealer lots to be sold. Dealerships will offer great incentives to the consumer on these older vehicles.
Don't get the impression that budget car sales only offer "junk" cars. Some of these used cars are in extremely good shape, have low mileage, and look great on the inside and out. The only reason the dealership is trying to move them out is because they want to focus on stocking their lots with new vehicles.
Most dealerships that have "budget car sales" are willing to negotiate the price, interest rates, down payments, and length of loan term. Many people, who could easily afford a new vehicle, or get approval for a new car loan, still prefer to buy an older used car. They have come to the determination that buying a used car is a wiser financial investment then purchasing a new car.
If your leery or are unsure of the integrity of the dealerships get online and research all of the dealerships in your local area. You will be able to read testimonials from previous auto purchasers, new and used, and hopefully that will give you the security that you are working with a respectful and fair dealer.
Get the most for your money. Go to all of the budget car sales lots in your area and find a car that is perfect, and more importantly - affordable, to you.